body {
    color: #3e3f4c;
    font-family: 'proxima-nova-soft', sans-serif;
    -webkit-font-smoothing: antialiased;
    text-rendering: optimizeLegibility;
}

@media (min-width: 768px) {
    body {
        font-size: 16px;
    }
}

body.home {
    padding-top: 100px;
}

.clearfix {
    clear: both;
}

a:active, a:visited, a:link, a:hover {
    color: #3e3f4c;
}

.navbar {
    background: #fff;
    font-size: 1.1em;
    padding: 30px;
    margin-bottom: 0;
}

.navbar .logo {
    float: left;
    padding-top: 4px;
}

.navbar .logo img {
    width: 100px;
}

.navbar .nav {
    float: right;
}

.navbar .nav a {
    margin: 10px;
}

.navbar .telephone {
    margin-left: 20px;
}

.navbar .telephone img {
    width: 35px;
}

.navbar-flip {
    border-bottom: 1px solid #f5f4f8;
}

.home .intro {
    text-align: center;
    padding-bottom: 30px;
}

.home .intro img.tom {
    width: 210px;
}

.home .intro img.mn-badge {
    position: absolute;
    top: 5px;
    right: 190px;
    z-index: 100;
    width: 100px;
}

.home .intro h1 {
    font-family: 'proxima-nova-soft', sans-serif;
    font-size: 2.5em;
    margin: -15px 0 15px;
}

.home .intro p {
    color: #7a8092;
    font-size: 1.2em;
    line-height: 1.6em;
    padding: 0 25px;
}

.home .intro p a {
    color: #7a8092;
    text-decoration: none;
}

.button-wrapper {
    margin-top: 20px;
}

.button-wrapper a,
.navbar .button a {
    border-radius: 100px;
    border: none;
    background: #7accb2;
    color: #fff;
    font-size: 1.6em;
    padding: 20px 50px;
    -webkit-transition: ease .5s;
    -moz-transition: ease .5s;
    -ms-transition: ease .5s;
    -o-transition: ease .5s;
    transition: ease .5s;
}

.navbar .button a {
    font-size: .9em;
    padding: 8px 25px;
}

.button-wrapper a:hover,
.navbar .button a:hover {
    color: #fff;
    background-color: #65ae94;
}

@media (max-width: 320px) {
    .navbar .button a {
        font-size: .8em;
        padding: 6px 20px;
        margin-top: 8px;
    }
}

.navbar .button {
    float: right;
}

.home .chevron {
    padding: 60px 0;
    margin: 0 auto;
    text-align: center;
}

.home .chevron img {
    width: 30px;
}

.home .intro .testimonial {
    padding-top: 30px;
}

.home .intro .testimonial p {
    line-height: .8em;
    font-style: italic;
}

.home .intro .testimonial .name {
    font-size: .9em;
}

.home .tagline {
    text-align: center;
    padding: 60px 0;
}

.home .tagline h1 {
    font-family: 'proxima-nova-soft', sans-serif;
    font-size: 2.4em;
    margin: 0 0 15px;
}

.home .tagline p {
    color: #7a8092;
    font-size: 1.2em;
    line-height: 1.6em;
}

.process .tile {
    text-align: center;
    padding-bottom: 80px;
}

.process .tile img {
    width: 180px;
}

.process .tile h3 {
    font-family: 'proxima-nova-soft', sans-serif;
    font-size: 1.8em;
    margin-top: 25px;
}

.process .tile p {
    color: #7a8092;
    font-size: 1.2em;
    line-height: 1.6em;
}

.process .tile p a {
    color: #3e3f4c;
    display: block;
    margin-top: 10px;
}

.home .info {
    padding: 30px 0;
    text-align: center;
}

.home .info .section {
    padding: 30px 0 60px;
}

.home .info h2 {
    font-family: 'proxima-nova-soft', sans-serif;
    font-size: 2em;
    margin: 0 0 15px;
}

.home .info p {
    color: #7a8092;
    font-size: 1.2em;
    line-height: 1.6em;
}

.home .info .image {
    margin-top: 40px;
}

.home .info .umbrella .image img {
    width: 80%;
}

.home .info .family .image img {
    width: 75%;
}

.home .info .wallet .image img {
    width: 60%;
}

.navbar-flip .nav-links {
    display: none;
}

@media (min-width: 768px) {
    .home .intro img.tom {
        width: 260px;
    }

    .home .intro h1 {
        font-size: 3em;
    }

    .home .intro {
        padding-top: 100px;
    }

    .button-wrapper a {
        font-size: 1.2em;
    }

    .home .info {
        text-align: left;
    }

    .home .info .section {
        padding: 40px 0;
    }

    .home .info .section p {
        margin: 0;
    }

    .home .info .umbrella .text {
        float: right;
        width: 280px;
        margin-right: 40px;
        margin-top: 20px;
    }

    .home .info .umbrella .image {
        float: left;
        margin-left: 40px;
        margin-top: 0;
    }

    .home .info .umbrella .image img {
        width: 280px;
    }

    .home .info .family .text {
        float: left;
        width: 320px;
        margin-top: 20px;
    }

    .home .info .family .image {
        float: right;
        margin-top: 20px;
    }

    .home .info .family .image img {
        width: 310px;
    }

    .home .info .wallet .text {
        float: right;
        width: 320px;
        margin-right: 40px;
        margin-top: 20px;
    }

    .home .info .wallet .image {
        float: left;
        margin-left: 40px;
        margin-top: 0;
    }

    .home .info .wallet .image img {
        width: 230px;
    }
}

@media (min-width: 990px) {
    .home .info .umbrella .text {
        float: right;
        width: 320px;
        margin-right: 100px;
        margin-top: 100px;
    }

    .home .info .umbrella .image {
        float: left;
        margin-left: 40px;
    }

    .home .info .umbrella .image img {
        width: 370px;
    }

    .home .info .family .text {
        float: left;
        width: 320px;
        margin-left: 100px;
        margin-top: 0;
    }

    .home .info .family .image {
        float: right;
        margin-top: 0;
    }

    .home .info .family .image img {
        width: 390px;
    }

    .home .info .wallet .text {
        float: right;
        width: 320px;
        margin-right: 100px;
        margin-top: 40px;
    }

    .home .info .wallet .image {
        float: left;
        margin-left: 100px;
        margin-top: 0;
    }

    .home .info .wallet .image img {
        width: 290px;
    }
}

.fact {
    background: #3e3f4c;
    padding: 60px 0;
    text-align: center;
}

.fact h1 {
    font-family: 'proxima-nova-soft', sans-serif;
    color: #fff;
    font-size: 2em;
    line-height: 1.2em;
}

.fact h1 a {
    color: #fff;
    text-decoration: none;
}

.fact p {
    color: #cacbd7;
    font-size: 1.2em;
    line-height: 1.6em;
}

.fact p a {
    color: #cacbd7;
}

.testimonials {
    background: #f5f4f8;
    padding: 60px 0 80px;
}

.testimonials h2 {
    font-family: 'proxima-nova-soft', sans-serif;
    text-align: center;
    margin-bottom: 60px;
}

.testimonials .slick-dots li button:before {
    color: #e98680;
    font-size: 12px;
}

.testimonials .items {
    display: block;
    margin: 0 auto;
}

.testimonials .items .testimonial {
    padding: 25px 25px 25px 60px;
    background: #fff url(../img/tom-v2/speech.png) no-repeat 25px 25px;
    background-size: 20px;
    margin: 0 15px;
    -webkit-border-radius: 4px;
    -moz-border-radius: 4px;
    border-radius: 4px;
}

.testimonials .items .testimonial.slick-active {
    -webkit-box-shadow: 0 0 25px rgba(0, 0, 0, 0.1);
    -moz-box-shadow: 0 0 25px rgba(0, 0, 0, 0.1);
    box-shadow: 0 0 25px rgba(0, 0, 0, 0.1)	;
}

.testimonials .slick-track {
    padding: 20px 0;
}

.testimonials .items .testimonial h4 {
    margin: 0 0 15px;
    font-weight: bold;
    padding: 0;
}

.testimonials .items .testimonial p {
    line-height: 1.8em;
}

.testimonials .items .testimonial .author {
    margin-top: 30px;
}

.testimonials .items .testimonial .author img {
    float: left;
    margin-right: 15px;
    width: 34px;
}

.testimonials .items .testimonial .author .name {
    font-weight: bold;
    display: block;
    color: #e98680;
}

.testimonials .items .testimonial .author .location {
    display: block;
    font-size: .8em;
}

.footer {
    padding: 60px 0;
}

.footer .logo img {
    width: 100px;
}

.footer h4 {
    font-size: 1.2em;
    margin: 0 0 10px;
}

.footer .contact,
.footer .contact li {
    list-style-type: none;
    margin: 0;
    padding: 0;
}

.footer .contact li {
    background-position: left center;
    background-repeat: no-repeat;
    -webkit-background-size: 30px;
    background-size: 30px;
    padding-left: 40px;
    line-height: 3em;
}

.footer .contact li.fb {
    background-image: url(../img/tom-v2/facebook.png);
}

.footer .contact li.twitter {
    background-image: url(../img/tom-v2/twitter.png);
}

.footer .contact li.email {
    background-image: url(../img/tom-v2/mail.png);
}

.footer .text {
    padding-top: 50px;
}

.footer .text p {
    color: #000;
    text-align: center;
}

.footer .text p {
    font-size: 0.8em;
}

.quote-form .header {
    text-align: center;
    position: relative;
    padding-bottom: 30px;
}

.quote-form .policy-details {
    border-top: 1px solid #eaeaea;
}

.quote-form .header .container {
    position: relative;
}

.quote-form .header .sticker {
    position: absolute;
    right: 35px;
    top: 5px;
    width: 85px;
}

.quote-form .header img {
    width: 200px;
}

.quote-form .header h1 {
    color: #3e3f4c;
    font-family: 'proxima-nova-soft', sans-serif;
    font-size: 2em;
    -webkit-font-smoothing: antialiased;
    margin-top: -10px;
}

.quote-form .header p {
    font-size: 1.2em;
    font-weight: 300;
    line-height: 1.6em;
    padding: 0 20px;
    margin: 0;
}

.quote-form .triangle {
    display: none;
    margin: 0 auto;
    width: 40px;
}

.quote-form .form-row {
    margin: 0;
}

.quote-form .form-row {
    border-bottom: 1px solid #eaeaea;
    margin-right: 0;
    margin-left: 0;
    padding: 30px 0 40px;
}

.quote-form .form-row-last {
    border: none;
    margin-bottom: 0;
}

.quote-form .form-row select.form-control {
    color: #7a8092;
    border: 1px solid #eaeaea;
    display: inline-block;
    width: 252px;
}

.quote-form .form-row select.form-control.dob {
    color: #7a8092;
    display: inline-block;
    width: 100px;
}

.quote-form .form-row input.form-control {
    color: #7a8092;
    border: 1px solid #eaeaea;
    width: 320px;
}

.quote-form .form-row .input-group-addon {
    border-color: #eaeaea;
    color: #7a8092;
}

.quote-form .form-row input.form-control.name {
    display: inline-block;
    width: 220px;
}

.quote-form .form-row input.form-control.name-title {
    width: 60px;
}

.quote-form .form-row label {
    -webkit-font-smoothing: antialiased;
    font-family: 'proxima-nova-soft', sans-serif;
    font-size: 22px;
    font-weight: 300;
}

.quote-form .form-row-tile label {
    margin-top: 50px;
}

.quote-form .personal-details {
    padding: 30px 0;
}

.quote-form .applicant-1 {
    background: #f9f9f9;
}

.quote-form .applicant-2 {
    background: #fff;
}

.quote-form .personal-details .form-row {
    padding: 15px 0;
    border: none;
}

.quote-form small {
    -webkit-font-smoothing: antialiased;
    color: #666;
}

.quote-form .personal-details h3 {
    font-family: 'proxima-nova-soft', sans-serif;
    -webkit-font-smoothing: antialiased;
    font-size: 24px;
    margin-bottom: 30px;
}

.quote-form .tile-select li {
    cursor: pointer;
    font-size: 12px;
    display: inline-block;
    text-align: center;
    width: 150px;
}

.quote-form .tile-select .tile {
    width: 130px;
    height: 130px;
    margin: 0 auto 10px;
}

.quote-form .tile-select .tile img {
    width: 130px;
}

.quote-form .tile-select .tile.active {
    display: none;
}

.quote-form .tile-select .selected .tile.inactive {
    display: none;
}

.quote-form .tile-select .selected .tile.active {
    display: block;
}

@media (min-width: 768px) {
    .quote-form .tile-select li:hover .tile.active {
        display: block;
    }

    .quote-form .tile-select li:hover .tile.inactive {
        display: none;
    }

    .quote-form .tile-select li:hover {
        color: #7accb2;
    }

    .quote-form .header img {
        width: 260px;
    }
}

@media (min-width: 568px) {
    .quote-form .header .sticker {
        right: 100px;
        top: 15px;
        width: 120px;
    }
}

@media (min-width: 992px) {
    .quote-form .header .sticker {
        right: 200px;
        top: 15px;
        width: 120px;
    }

    .quote-form .form-row label {
        font-size: 18px;
    }
}

@media (max-width: 768px) {
    .quote-form .container {
        margin-left: 0;
        margin-right: 0;
        padding: 0;
    }

    .quote-form .header h1 {
        margin: 0 0 20px;
        padding: 0 20px;
    }

    .quote-form .header h2 {
        font-size: 1em;
        margin-bottom: 20px;
    }

    .quote-form .triangle {
        display: block;
    }

    .quote-form .personal-details h3 {
        font-family: 'proxima-nova-soft', sans-serif;
        text-align: center;
    }

    .quote-form .name-wrapper {
        margin: 0 auto;
        width: 290px;
    }

    .quote-form .form-row input.form-control.name {
        margin-bottom: 5px;
    }

    .quote-form .name-wrapper input.form-control.name-last {
        width: 285px;
    }

    .quote-form .form-row {
        padding: 30px 0;
        margin: 0;
    }

    .quote-form .form-row label {
        margin: 0 0 30px;
    }

    .quote-form .form-row input.form-control {
        width: 295px;
        margin: 0 auto;
    }

    .quote-form .form-row select.form-control {
        width: 295px;
        margin: 0 auto;
        display: block;
        color: #666;
    }

    .quote-form .form-row .input-group {
        margin: 0 auto;
        width: 295px;
    }

    .quote-form .form-row .input-group input.form-control {
        width: 265px;
    }

    .quote-form .form-row label,
    .quote-form .form-row small {
        display: block;
        text-align: center;
    }

    .quote-form .form-row small {
        font-size: 14px;
    }

    .quote-form .form-row input.form-control {
        margin: 0 auto;
    }

    .quote-form .tile-select {
        display: block;
        padding: 0;
        margin: 0 auto;
        width: 300px;
    }

    .quote-form .tile-select li {
        display: inline-block;
        margin: 0;
        padding: 0;
        width: 140px;
        font-size: 14px;
    }

    .quote-form .tile-select-cover-type {
        width: 309px;
    }

    .quote-form .form-row select.form-control.dob {
        color: #666;
        padding: 0;
        margin: 0;
        width: 80px;
    }

    .quote-form .form-row select.form-control.dob-day {
        margin-left: 10px;
    }

    .quote-form .form-row .dob-wrapper {
        width: 262px;
        margin: 0 auto;
    }
}

@media (max-width: 320px) {
    .quote-form .header img {
        margin-top: -30px;
        width: 170px;
    }

    .quote-form .header h1 {
        margin-top: -20px;
        margin-bottom: 10px;
    }

    .quote-page .logo img {
        width: 80px;
    }

    .quote-page .navbar {
        padding: 10px 15px;
    }
}

.quote-form .tile-select .selected {
    color: #7accb2;
}

.quote-form .submit-row {
    background: #fff;
    padding: 10px 30px 30px;
    text-align: center;
}

.quote-form .submit-row input {
    -webkit-transition: background-color 0.5s;
    -moz-transition: background-color 0.5s;
    -ms-transition: background-color 0.5s;
    -o-transition: background-color 0.5s;
    transition: background-color 0.5s;
    background: #7accb2;
    border: none;
    color: #fff;
    font-size: 18px;
    padding-top: 18px;
    padding-bottom: 18px;
    -webkit-font-smoothing: antialiased;
    margin: 40px auto;
    display: block;
    width: 300px;
    border-radius: 100px;
}

.quote-form .submit-row input:hover {
    background: #7accb2;
    -webkit-transition: background-color 0.5s;
    -moz-transition: background-color 0.5s;
    -ms-transition: background-color 0.5s;
    -o-transition: background-color 0.5s;
    transition: background-color 0.5s;
}

.quote-form .submit-row input.loading {
    background-image: url(../img/tom/loading.gif);
    background-repeat: no-repeat;
    background-position: center center;
    text-indent: -9999999px;
}

.quote-form .submit-row p {
    -webkit-font-smoothing: antialiased;
    color: #a8a8a8;
    font-size: 12px;
    margin-bottom: 30px;
    text-align: center;
}

.quote-form .submit-row p a {
    color: #a8a8a8;
}

.errors {
    background: #e98680;
    color: #fff;
    font-size: 18px;
    line-height: 30px;
    padding: 60px;
    margin-top: 40px;
    -webkit-font-smoothing: antialiased;
}

.errors ul, .errors li {
    padding: 0;
    margin: 0;
    list-style-type: none;
}

.thanks-page {
    text-align: center;
}

.thanks-page h2 {
    font-family: 'proxima-nova-soft', sans-serif;
    color: #3e3f4c;
    font-size: 1.6em;
}

.thanks-page img {
    width: 260px;
}

.thanks-page p {
    font-size: 1.2em;
}

.thanks-page .learn-more {
    padding: 40px 0;
}

.faqs {
    text-align: center;
    margin: 30px 0 40px;
}

@media (min-width: 768px) {
    .faqs {
        margin-bottom: 80px;
    }
}

.faqs .faq h3 {
    text-align: center;
    background: #3e3f4c;
    color: #fff;
    padding: 20px 80px;
    -webkit-border-radius: 100px;
    -moz-border-radius: 100px;
    border-radius: 100px;
    display: inline-block;
    cursor: pointer;
    font-size: 16px;
    margin: 10px 0 0;
}

.faqs .faq ul {
    text-align: center;
    list-style: inside;
}

.faqs .faq p,
.faqs .faq ul {
    margin-top: 20px;
}

.privacy-page h1 {
    font-size: 18px;
}
.privacy-page h2 {
    font-size: 14px;
}



.navbar {
    padding: 0;

}
.navbar .logo {
    float: none;
    width: 4em;
}

body {
    padding-top: 4em;
    /* padding-bottom: 4em; */
}

.privacy-page h1 {
    font-size: 25px;
    font-weight: bold;
}

.privacy-page h2 {
    font-weight: bold;
    font-size: 16px;
}

.privacy-page a {
    font-weight: bold;
}

.privacy-page li {
    margin-bottom: 10px;
}

.privacy-page td {
    padding: 5px;
}

.privacy-page table {
    margin-bottom: 10px;
}

.privacy-page td p {
    margin: 0;
}

.no-gutters {
    margin-right: 0;
    margin-left: 0;
}


.quote-form .submit-row {
    background: #fff;
    padding: 10px 30px 30px;
    text-align: center;
}

.quote-form .submit-row button {
    background: #fff;
    text-decoration: none;
    font-size: 1.2em;
    color: #000;
    padding: 1.2em 1.4em;
    -webkit-border-radius: 2em;
    border-radius: 2em;
    border: 3px solid #000;
    background-clip: padding-box;
    line-height: 1em;
    text-align: center;
    white-space: nowrap;
}

.quote-form .applicant-1 {
    background: #f0f0f0;
}

.line {
    width: 10%;
    height: .3em;
    background: #000;
    margin: 2em auto;
}

.blog img {
    max-width: 100%;
}

footer {
    font-size: 60%;
}
footer .wrap {
    background: #000;
    color: #fff;
    padding: 4em;
}
footer .wrap > img {
    width: 9.2em;
    margin-left: 4em;
    margin-bottom: 2em;
}
footer .wrap .contact a {
    font-size: 1.6em;
    color: #fff;
    text-decoration: none;
    padding: 1em 0 1em 2.8em;
    margin-left: 2.5em;
    background-size: 1.9em;
    display: block;
}

footer .wrap .contact .icon a:nth-of-type(1) {
    background: url(../images/contact-mail.png) 0 0.7em no-repeat;
    background-size: 1.9em;
}
footer .wrap .contact .icon a:nth-of-type(2) {
    background: url(../images/contact-twitter.png) 0 0.7em no-repeat;
    background-size: 1.9em;
}
footer .wrap .contact .icon a:nth-of-type(3) {
    background: url(../images/contact-facebook.png) 0 0.7em no-repeat;
    background-size: 1.9em;
}
footer .wrap .contact a:hover {
    color: rgba(255, 255, 255, 0.9);
}
footer .legal {
    background: #e5e5e5;
    padding: 1em 4em;
    font-size: 1.1em;
    text-align: center;
    color: rgba(0, 0, 0, 0.5);
    margin-bottom: 0;
}
footer .legal:first-of-type {
    padding-bottom: 0;
}
footer .legal a {
    color: rgba(0, 0, 0, 0.6);
}
footer .legal a:hover {
    color: rgba(0, 0, 0, 0.8);
}
body.quote footer {
    opacity: 0.2;
    -webkit-transition: 1s cubic-bezier(0.23, 1, 0.32, 1);
    -moz-transition: 1s cubic-bezier(0.23, 1, 0.32, 1);
    -o-transition: 1s cubic-bezier(0.23, 1, 0.32, 1);
    transition: 1s cubic-bezier(0.23, 1, 0.32, 1);
}
body.quote.minimise footer {
    opacity: 1;
}
@media (min-width: 60em) {
    footer .wrap:after {
        content: "";
        display: table;
        clear: both;
    }
    footer .wrap > img {
        margin: 0;
        float: left;
    }
    footer .wrap .contact {
        float: right;
    }
    footer .wrap .contact a {
        display: inline-block;
    }
}

.list-unstyled {
    padding-left: 0;
    list-style: none;
}